We show up.
A trusted circle of people who look out for one another.
Vouched membership. A ledger everyone sees. Help that actually arrives. Built for the circles that already hold communities together — chamas, stokvels, susus, alumni, family.
Belong · Show up · Grow together
Free for founding groups · Phone number is all you need
Every member picks their own thread colour once they’re in.
Umoja Savings Circle
Treasurer
Contribution recorded — Wanjiku, 500 KES ✓Tyknit
Secret ballot closed: Baraka admitted · 6 yes · 1 noTyknit
May pool turn paid out — ledger updated for all 24 membersChama
Kenya
Stokvel
South Africa
Susu
West Africa · Caribbean
Tanda
Latin America
Hui
Chinese communities
Giving circle
US · Europe
One trust engine, two ways to use it
For the circle you have — and the causes you carry.
Tyknit for circles
Chamas, stokvels, susus, tandas, alumni funds. Vouched admission, secret ballots, a transparent treasury, chat, and the skills directory that turns your circle into a livelihood network.
Open Tyknit →Tyknit for causes
Education, medical, bereavement, and charity fundraisers — each vouched by a member who stakes their standing on it, each with a shareable page showing ledger-verified progress.
How fundraisers work →The vouch stake
When you bring someone in, your own standing is on the line for a year.
That single rule is why a Tyknit circle stays tight-knit at any size — and why your ledger, your votes, and your asks can be trusted.
Why choose Tyknit?
Trust you can bank on＋
Every member was vouched for by someone with skin in the game. Every shilling is on a ledger no one can edit. Every vote is secret.
Real economic benefit＋
Referrals from people who’ll vouch for you, assistance with clear terms, pool payouts on schedule, and a skills directory that finds you work.
Belonging, not an algorithm＋
Circle-only chat, 24-hour statuses, celebrations when promises are kept. No feeds, no followers, no strangers.
Free to belong.
Belonging, helping and being helped will never sit behind a paywall. Circles that want more infrastructure — treasury reports, reminders, organisation tooling — will pay for the tools, never the trust.
The Tyknit Business Promise
- We don’t charge you for belonging.
- We don’t sell your relationships.
- We don’t sell your trust.
- We don’t sell your story.
We make money by building the tools that help your circle work.
When your circle grows stronger, Tyknit grows stronger. Joining, participating, asking for help, receiving help, introductions, vouches and chat are free — forever.
Questions, answered.
Does Tyknit hold our money?＋
Never. Contributions settle on your circle’s own rails — M-Pesa, UPI, Pix, SEPA, bank, even cash at the table. Tyknit is the ledger every member sees, not the bank.
How does someone join a circle?＋
Only through a member’s vouch: nomination, an independent endorsement, vetting, a secret ballot, then probation. The sponsor’s own standing is staked on who they bring.
Do I need an email address?＋
No. Sign in with your phone number and an SMS code, like WhatsApp. Email is optional.
What does standing mean?＋
A tier — probationary, member, pillar — earned from what you actually do: contributions kept, promises honored, vouches that held. Never a public score, never a leaderboard.
Take the next step.
If you run a circle — or a group chat that quietly is one — Tyknit is being built around you.
Open Tyknit — it’s live